Opportunity Details
The Credit Officer-Senior is responsible for making decisions within their lending authority or providing recommendations for credit synopses based on prepared loan records. They must have a strong understanding of credit analysis, risk assessment, and financial statements to accurately evaluate loan applications. The role involves conducting thorough due diligence on potential borrowers, assessing their creditworthiness, and determining appropriate loan terms and conditions.
Additionally, the Credit Officer-Senior must ensure compliance with all regulatory requirements and internal policies while maintaining a high level of accuracy and attention to detail in their credit assessments. They will also be responsible for monitoring the performance of existing loans, identifying potential risks, and recommending appropriate actions to mitigate those risks. Strong communication skills are essential in this role as the Credit Officer-Senior will need to effectively communicate their credit decisions and recommendations to internal stakeholders and clients.